Apply Online
The first step in obtaining any loan is to complete an application and submit the required documents.
Simple
Submit an online loan application without going to an office—a unique service for all credit histories.
Reliable
Your data is protected and confidential. We solve any urgent needs with instant solutions.
Fast
Quick digital loan approval for the any fund requirement with instant transfer to your bank.
Collateral Free
Secure a loan for any need without pledging assets or needing a guarantor.
Quick Short-Term Loans
When your need is for Urgent Money rather than a loan
You. You are well placed. You have a good job. You are a respected professional. True! But this doesn’t exempt you from sudden cash crunch situations when you could do with a small amount…. Even for a few days, or a week, or a couple of weeks after which you are sure you can pay it back
Apply Now
Our Quick Services
Services
Travel Loan
A loan for traveling purposes is provided to manage your expenses. While traveling, you might have lots of cost, and it requires instant cash, and it can be easily managed from a loan through CredXpres.
Home Renovation Loan
A home’s renovation requires money and can be easily managed by getting a loan through the CredXpres. You can borrow an amount and renovate your home as per your desire.
Shopping Loan
Your shopping plan can be accomplished with the help of an immediate loan. Many times, the cash crunches create difficulties in your shopping. With the use of a quick loan, you can freely go shopping.
Emergency Loan
An emergency can create financial pressure and influence your budget because sudden expenses emerge, and you have to short out the requirements. CredXpres can solve your problem quickly.
Our Process
Our working process
01
02
Approval in minutes
Once the documents are received our credit team checks and analyses them to determine the creditworthiness of the customers using data-driven algorithms
03
Disbursal Within Minutes
Immediately after sanction your loan will be disbursed within minutes
04
Continuous Assistance
We place a higher priority on your financial well-being than loan repayment. We also promise to be there for you at all time to help you through any financial difficulties you may encounter.
Here’s where we come in with our instant short-term loan about which no one need know.
For short-term loans, go with Moneywalle since we offer specialized services that satisfy your requirements. To ensure responsible financing and keep loans manageable and stress-free for you, we place a high priority on understanding your needs.
Simple Borrowing
Instant Money When It's Needed
Excellent Customer Service
Reasonable Interest Rates
No Hassle
No upfront or foreclosure fees
Rates & Charges
How is APR determined?
Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. But we have a fixed APR which is the same for all.
Working of Our Rates & Fees
APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual annual cost of your loan that helps you compare various loan offers from different lenders. We have a fixed APR @ 33.6% per annum.
Monthly Payment Example
| Tenure | Loan Amount | Monthly Interest Rate | Processing Fees | APR | Amount Disbursed | EMI | Total Interest |
| 3 Months | Rs.20000 | 2% | Rs.1000 | 24% | Rs. 19000 | Rs. 6935 | Rs.805 |
Documents Required Eligibility Criteria
DOCUMENTS REQUIRED
- Indian resident
- Salaried Employee
- Above 21 years of age
- Savings Bank Account Holder
- Fair CIBIL Score
- Valid Documents
DOCUMENTS REQUIRED
- Completely filled personal loan application. Indian resident
- PAN Card
- Residence proof – Passport, Driving Licence, Voter ID, Postpaid/Landline Bill, Utility Bills (Electricity/Water/Gas).
- Bank statements for the last 3 months of salary account.
- Salary Slips of last 6 months.